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There have been a wide variety of reasons that people are using payday loans right now. Before we look at those reasons, let's quickly review how the payday loan works. Unlike a conventional installment loan out of a bank or a financial institution, you can use the payday loan for any other reason you would something like. You do not have to disclose to the lender why you want the loan. They do not care. That they only care you to have that the resources to repay the loan. So when you have been 18 years of age or over, a citizen of that the UK, have an income out of any source and have a bank account of some sort you'll be able to discover a payday loan. Your bank account can be a checking, savings, or debit card account. payday loans