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Internet Credit card processing company requires more security and agressive fraud controls than retail credit card processing since the credit card can't be verified by swiping the credit card as you do with a retail merchant account. That is why it is rather important to deal with a company that specializes in internet transactions and Internet Merchant Accounts.

An Internet Merchant Account does not require a shopper's signature and contains requirements beyond an average card-not-present or retail merchant account. If you already have a merchant account, you need to verify that the merchant account supports credit card payments on the internet.

A Merchant account company sets up merchant accounts which is really a type of bank account that enables businesses to simply accept payments by debit or bank cards. A merchant account also serves as an agreement between a retailer, a merchant bank and payment processor for the settlement of credit card and/or debit card transactions.

How much does it cost?

Application fees range from $00 to $150 and monthly fees vary widely from $20 - $65. Make sure you read the contract and look for any monthly minimums and extra service fees.